We should note the fact that the above statistics are in absolute terms and have not yet taken into account the effects of deflation . discounting the effects of deflation ( ) , the number of households with monthly income below $ 4 , 000 increased from 188 , 300 to 203 , 600 in the above period 若扣除通缩的影响（ ） ，在上述期间内，每月入息少于四千元的住户由十八万八千三百户增至二十万三千六百户。
However , the historically low level of interest rates and innovative arrangements to assist mortgagors with property in negative equity to restructure their mortgages should have led to a general fall in non - performing loans , both in absolute terms and as a percentage of total loans 不过，目前利率位于历史低位，以及新出笼协助负资产业主重组按揭的安排，相信会有助减低问题贷款的实际数额及所占贷款总额的百分比。
Take the situation in which us dollar interest rates rise more than hong kong dollar interest rates . the value of the us treasury securities may fall , in absolute terms , more than that of the exchange fund paper , so that the backing may become insufficient if there is no safety margin 就以美元利率的升幅超逾港元利率的情况为例：美国国库券实际价值的跌幅可能会超过外汇基金票据及债券，这样若没有预先定出安全幅度，货币基础便可能得不到十足支持。
The overall impact of tax increases is slight ; there are also rebates , rate reductions in absolute terms to soften the blow . on this score , only few individuals could possibly have good reasons to seriously oppose the budget . a limited breathing space to make fiscal adjustments 现时整体的加税幅度温和，兼有退税，实减差饷等缓和措施，从每个市民本身所受的总体影响作为出发点，而非将个别税项分割开来看，相信只有极少数市民才可能有理由去反对预算案。
The overall impact of tax increases is slight ; there are also rebates , rate reductions in absolute terms to soften the blow . on this score , only few individuals could possibly have good reasons to seriously oppose the budget . a limited breathing space to make fiscal adjustments 现时整体的加税幅度温和，兼有退税，实减差饷等缓和措施，从每个市民本身所受的总体影响作为出发点，而非将个别税项分割开来看，相信只有极少数市民才可能有理由去反对预算案。
